We calculated all seven. Yours are probably on this list.
AssetGuide scans your income, super, debts, and tax situation against 41 Australian-specific strategies — then shows you exactly how many dollars you're losing, and how to stop.
No advisor fee. No spreadsheets. No vague tips.
Which blind spot is costing you the most right now?
✓ You're on the list. We'll send your invite when we open the next batch.
No spam. Unsubscribe any time.
Already have access? Open the beta →
AssetGuide checks every one. Most people have at least three.
Cash sitting outside a mortgage offset account earning less than your interest rate costs
$3,100–$5,000Wrong fund, duplicate accounts, or unused concessional cap headroom eroding your balance
$137k over 20yrEarning $97k+ without private hospital cover triggers the Medicare Levy Surcharge — often cheaper to insure
$970–$2,265Your bank charges existing customers more than new ones. Switching or renegotiating closes the gap
$2,000/yr avgVoluntarily paying HECS when the CPI indexation rate is below your savings rate — you're destroying value
VariesPaying life and TPD premiums inside super and privately — or carrying cover you don't need
$300–$800Unused salary sacrifice headroom below the $30k concessional cap — contributions taxed at 15% instead of your marginal rate
$1,800+/yrAssetGuide calculates which of these apply to you — and the exact dollar amount.
Show me what I'm losing →Watch your wealth grow — or deplete — age by age. Know exactly when you can retire, what income that buys you, and whether you'll outlive your money.
Seven categories of hidden financial waste. We calculate each one in dollars — not vague tips, actual amounts specific to your income, super, debts, and tax situation.
41 Australian-specific strategies ranked by dollar impact. FHSS, salary sacrifice, MLS avoidance, offset account, carry-forward contributions — tailored to your numbers.
The full dashboard is live for early testers — year-by-year projections, 41 strategies, full tax engine. Enter with your access password.
Open the beta →Don't have access? Join the waitlist above
From the live dashboard
Net Worth Projection
$2,840,000
+$1,671,000 optimised path ↑
Money leaks found
$14,340/yr